Phillip Richards – Money & Life Article
Congratulations to our Director Phillip Richards featured in an article on the Money & Life website: https://www.moneyandlife.com.au/financial-planning/the-two-of-us-josie-and-phillip/ ———- The two of us: Josie & Phillip There’s never a dull moment in Josie’s lifestyle. Whether she’s travelling the world, creating art or catching up with her grandkids, she’s making the most of every moment. Discover how […]
Why Is Retirement Planning Important
Regardless of your age, it is important to start contemplating your retirement – as with most things in life, the younger you start planning, the better! As we all know, the best laid plans can be derailed by life events and other, more immediate focuses – this therefore makes planning for retirement even more important […]
Robert Rich – IFA Article
Congratulations to our advisor Robert Rich featured in an article on the IFA website today: ———- Passion for finance by Eliot Hastie Robert Rich found his way into financial advice after a bad experience with an adviser. Since then, it has become his passion. “I’ve got to work hard but I’m just genuinely loving what […]
How Does a Financial Advisor Assist Business Owners?
Business owners often have busy and complicated lives. They are required to succeed in a variety of responsibilities from managing staff, monitoring cash flow, to developing client relationships. This may leave very little time to consider their own personal or long-term financial goals. A financial advisor is an important addition to your team to ensure […]
The Benefits of Work in Retirement
I know it sounds a little ironic that we are here talking about the importance of work in retirement, but I can assure you there is some method to our madness. Then and Now Historically, a typical life would consist of 30 to 40 years in the workforce, then completely stop and jump off a […]
The Royal Commission Final Report – Endorphin Wealth’s Take
The Royal Commission has released their 530 Page Final Report into the misconduct in the Banking, Superannuation and Financial Services Industry on Monday 04/02/2019. As a firm that has been built on putting our clients before ourselves, we welcome the review into the industry, the regulators, the product providers and the practices offering financial services […]
7 Most Common Financial Mistakes Made by Doctors
Providing advice to doctors over the years has highlighted some recurring financial mistakes that keep presenting themselves. Below are the top 7 we’ve identified and how you can best navigate them. 1 – Preparing your own tax return The regulations and laws surrounding tax are constantly changing. For doctors with their own practices or with […]
Longevity and Retirement
There is a perfect storm developing in retirement: – Thousands of Baby Boomers are retiring every week in Australia, and – The 100-year life will soon become common place. The Long and Short of it Longevity is increasing, and a 65-year-old today is living over 10 years longer than their parents and grandparents did. What […]
Personal Insurance for Medical Professionals
The insurance needs for medical professionals is more complicated than other occupations and requires careful advice regarding your needs. Needs Analysis Part of this financial advice will involve an accurate ‘needs analysis’. A needs analysis is conducted prior to taking out personal insurance. It considers your current assets and income, projected future income, liabilities, existing […]
Negative Gearing – Are Changes on the Horizon?
With the recent election results in Victoria now completed, the nation’s attention is turning to Canberra with one eye on the pending federal election in 2019. It is now a distinct possibility that there will be a change of government, which has us thinking what legislative changes could we expect? Introduction to Negative Gearing Negative […]
