Retirement planning – will you outlive your savings?
As you think about your retirement planning, here’s the good news: there’s a great chance you will live longer than you think you will! The results of a UK survey show a strong tendency amongst retirees to underestimate how long they believe they will live. So, for instance, respondents thought that of 10 men in […]
February 2018 – Market Commentary
February 2018 – Market Commentary You could be forgiven for thinking the recent minor correction to the investment markets were going to be a lot worse than they ended up being. Emotive headlines of the last week included ‘Global Share Markets Plummet’ and ‘Aussie Share Market Bloodbath’. These were then followed the next day by […]
Salary Sacrifice – How Does It Boost My Super?
Salary Sacrifice – How Does It Boost My Super? Salary Sacrifice is a great strategy to help you boost your superannuation balance from pre-tax income. Amounts are limited to $25,000 for the FY17/18 including the amount paid by your employer as Super Guarantee. Tax savings can be as much as 30% on the amount contributed […]
New Team Members
2017 has been such a fantastic year for the practice, we’ve been able to assist many new clients and grow their assets. We’ve also seen a growth to our personnel over the year with three new employees being added to the team! Jennifer, Nicholas and John have all been perfect additions to our team – […]
International Investments – Are they worth a look?
International investments are not something that a lot of Australians tend to think about when they consider their investment options. Perhaps there is a sense of having less control, or a perception of increased volatility. But the reality is that to ignore international investment options as part of your portfolio’s mix is to potentially miss […]
Retirement planning in action: Judy’s story
We recently received a lovely note from a retirement planning client, Judy. I’ve not long returned from the closing night of the Italian Film Festival … with the British Festival book in hand. It looks brilliant! Lots more enjoyment ahead for the newly retired. This morning while sitting in the gentle spring sunshine over […]
Tax Effective Investment
Tax Effective Investment We find this time of year is perfect to reflect on our client’s financial situation from the year past. How was your household income? How did your assets perform? What expenses did you incur, and what can you do to reduce them in the future? Have you optimised your financial position? Whilst […]
IFA Excellence Awards 2017
Phillip and Robert attended the IFA Excellence Awards in Sydney last week as finalists in two categories: – Holistic Advice Firm Of The Year, and – Holistic Adviser Of The Year – Phillip Richards The IFA (https://www.ifa.com.au/) celebrates and supports advisors that are not part ofthe large financial institutions. There has been a consistent demand […]
Retirement Planning – How Much Super Do I Need To Retire?
It’s one of the most common questions we’re asked by clients seeking advice on their retirement planning needs. How much Super do I need to retire? It’s a complicated question to answer off the cuff as it depends on several variables. Age, other assets, attitudes towards risk and of course the type of lifestyle you […]
Wealth Management – Investing in North America
The United States has been the world’s largest economy since 1871. We have been invested in the region since the onset and we continue investigate this part of the world for wealth management strategies for our clients. The US is highly advanced in terms of technology and infrastructure and makes up 25% of the global […]
