How To Use ‘Bucket Companies’ To Save On Tax
If you were given a choice to keep the tax rate you’re paying right now or to lower your tax rate by 40%, it’s very likely that you would choose the latter. After all, who likes paying more tax than they need to? Realistically, the ATO would never help you find ways to pay less […]
The Rise of Ethical Investments
In recent years, ethical investing or socially responsible investing (SRI) has become increasingly popular. Driven by the growth in demand for businesses that are profitable and ethical, along with regulatory frameworks to address challenges such as climate change and modern slavery, there has never been a better time to gain exposure to ethical investments. With […]
What a Start to 2022! – Russia and Ukraine Tensions
2022 has had a very unpredictable start, one that nobody enjoys. Coming from what was meant to be the end of Covid-19 in 2021, we ‘ve jumped straight into a market correction and geopolitical tensions, specifically between Russia and Ukraine. Endorphin Wealth works with Oreana our investment specialists, to provide the best investment decisions for […]
Endorphin Wealth Welcomes Carol Robinson
We are pleased to announce the newest addition to our Endorphin Wealth family. Welcome Carol Robinson! Carol joined our team in November 2021 with over 20 years’ experience within the financial planning industry. Adding extensive knowledge of wide corporate and boutique environments, Carol aims to create better experiences for our clients and families as our […]
Upcoming Changes to Superannuation
The Federal Parliament has recently passed the Treasury Laws Amendment (Enhancing Superannuation Outcomes for Australians and Helping Australian Businesses Invest) Bill 2021. From 1 July 2022, there are changes coming to the Australian Superannuation system which may impact you. To keep on top of the changes, it is a good idea to reach out to […]
Tap into the Amazing Power of Compounding
When you invest over a period of time, compound interest is your best friend. In effect, it means you are earning interest not just on your own capital, but also on the interest you’ve already earned. Over the long term, this might be phrased as “interest on interest on interest on interest on interest …” […]
Choosing the Right Investment Options
There are many different types of investment options available. Choosing the right options for you can sometimes be a minefield if you are left to your own devices. You may even find yourself staring at an investment menu for hours, not knowing which path to take. However, with the support of a Financial Advisor from Endorphin […]
Understanding Margin Lending
Margin Lending is a strategy which is adopted by some clients to assist in utilising their appetite for risk to seek better returns. Phillip Richards, Director and Financial Advisor at Endorphin Wealth breaks down the concept of Margin Lending. The video explores how leveraging can assist in boosting performance and returns of a portfolio to help […]
Avoid Carrying Debt into Retirement
Increased housing costs and low wage growth are seeing more Australians carry higher levels of debt into retirement. Repaying this debt can place a major drag on retirement cash flows and prevent the achievement of retirement goals. Most of us would ideally like to, at the very least, maintain our current standard of living in […]
7 Common Mistakes in Wills and Estate Planning – Sarina Cowle
Sarina Lea Cowle is an accredited practitioner specialising in commercial law, wills and estates and workplace relations at Sarina L Cowle & Associates based in Melbourne. Previously, Sarina was a member of the business network international and was also a specialist at Premier Wills. Now owning her own business and coupled with over 30 years […]
