Estate Planning for You, Your Family and Your Business
Estate Planning It’s frightening to know that over 50% of the Australian adult population do not have estate planning in place. The most common reasons given by those who don’t are along the lines of “I just haven’t got around to it”. Often, it’s their view that they don’t have enough assets to warrant a […]
Your tolerance towards risk
One of the key steps in deciding which assets to invest in is determining your tolerance towards risk. As an investor, you need to decide how much risk is too much, for the return that you are trying to achieve. As potential returns from different asset classes increases, the underlying risk also increases. For asset […]
Endorphin Inspire – Financial Advisors
There’s no denying it. The financial and time costs of running a financial advisory business as a solo operator for financial advisors are reaching unsustainable levels. The added scrutiny and educational requirements that directly result from the Financial Royal Commission are not necessarily a bad thing. After all, as financial advisors, we play a vital […]
Market View Update
A short note on our market view and inflation expectations: Despite tension between the downside risks from the Covid19 Delta variant, and ongoing supportive fiscal and monetary policy, Endorphin Wealth’s medium-term market view is still positive for risk assets such as Shares and Property. Covid19 continues to drag down global supply chains. Vaccinations are taking […]
Endorphin Wealth welcomes Mecki Ansari
We’re very excited to announce that Endorphin Wealth has expanded the team in Sydney – welcoming Mecki Ansari as Senior Financial Adviser. Mecki joins us with over 12 years of experience in the financial services industry, and is a fully qualified financial adviser who is also currently pursuing a Masters of Financial Planning. “I specialise […]
Is My Super Under-performing?
Everyone worries whether their super is under-performing. Our clients often raise questions around over-payment in fees or under-performing super investments. According to findings released by the Australian Prudential Regulation Authority (APRA), more than a million Australians have invested $56.2 billion combined in “under-performing” superannuation funds. “Pass” or “Fail” grades has been given to a […]
How to Effectively Self-Manage Your Super Fund
Whether you are planning to establish an SMSF (Self-Managed Super Fund) or already have one, there are some “Golden Rules” to follow for its effective self-management. RULE #1 Unless you are a fully qualified SMSF Specialist Adviser yourself, you would be well-advised to seek the ongoing assistance of one. NOTE: You are personally liable for […]
5 Considerations to Make Before Retirement
The key to a successful retirement is having a solid plan. The decisions that you make now could affect your financial future, so we’ve put together this brief list of 5 considerations that you need to make before you transition to the next phase of your life in order to be able to retire on […]
2021- Client Referral Prize Draw
2021 – Client Referral Prize Draw Some exciting news for our clients – we’re re-launching a promotion for our existing clients to reward them for referring friends and family members. We’d love the opportunity to assist the people they know to reach their own financial goals! Leeuwin Estate Art Series – 2020 Sauvignon Blanc, 2020 […]
Investment Property vs Managed Funds
Retirement planning is serious business. You need a solid strategy to be able to see out your golden years in comfort and dignity. When it comes to investing in your retirement, there are generally two strategies that are most recommended: Investment Properties or Managed Funds. Both have their pros. Both have their cons! The team at Endorphin […]
