What’s Your Return on Life?
Are you managing your money in a way that improves your life? Believe it or not, not everyone does – in fact many people do not. Our Return on Life Index asks you to assess 10 aspects of your life that relate to whether or not you are making progress. Endorphin Wealth will identify areas […]
How to Retire Successfully
The idea of retirement has changed. Figuring out how much money you need, i.e your number, is simply mechanical, and software can now do that. At Endorphin Wealth, we help retirees get a better Return on Life. This new approach to retirement planning integrates health, wealth, work, and leisure. Successful Retirement Based on experience with […]
Is your Money being used to improve your life?
Instead of building a big pile of money, a more effective approach that you should consider in your financial plan is using your money to live your best life possible – a concept known as Return on Life™ (ROL). With the ROL approach, money becomes a tool to help you live the life you […]
Phasing into Retirement?
Not ready for a move into full retirement? You’re not alone. Many people look forward to retirement however for one reason or another aren’t ready to jump in with both feet. Maybe they aren’t ready for the sudden lifestyle changes. Maybe it’s lack of savings that’s holding them back. Or it could be that […]
Investment Centered vs. Life-Centered Advice
Take a moment and imagine the following… Picture what your life would be like if you were financially secure… physically fit… enjoying life… living with purpose… intellectually engaged… surrounded with loving relationships… When you have this kind of life, you are filled with energy and enthusiasm and you greet each day with gratefulness and a […]
Focus on Good Habits for your Health and Finances for a Fulfilling Retirement
When we ask clients to describe their ideal retirement, two of the most common responses are: Being Healthy, and Financially Secure In our experience, the successful retirees find ways to align these two goals and throw in a little fun as well. Here’s why developing good habits can lead to big dividends down the road […]
Market Update- April 2020
The world economic situation continues to present uncertainty and challenges for investors as the infection and mortality rates of the COVID-19 virus develops at uneven trajectories across countries and regions. The chart below tracking the progress of new cases in the 10 most infected regions shows the epicentre of the virus now seems to have […]
Early access to superannuation
The Government is proposing to allow individuals affected by the impacts of the Coronavirus to access up to $10,000 of their superannuation in the 2019-20 financial year and a further $10,000 in the 2020-21 financial year. While superannuation is intended to be saved for retirement, the Government recognises that for those significantly financially affected by […]
Helping Amy in finance and life
As an orthopedic surgeon, Amy Gibbens can replace a hip, fix a knee or sure up a spine. Give her a scalpel – or a bone saw – and Amy can work magic with the human body, but managing finances? Well, even Amy would admit that’s not her strong point. Or, at least, it wasn’t. […]
Market Volatility- March 2020
Since writing to you late last month we have seen continued volatility in financial markets, culminating in substantial drops in equity markets over the last few days. The steep falls have been caused by a combination of the coronavirus and reduced oil prices as a result of oversupply vs lower demand. There has also been […]
