David & Elaine – The Case of ‘Mr & Mrs Do It Yourself’
David and Elaine were retired and struggling to live off the income from their capital. After allowing for various pension incomes, they felt very dependent on the income from their savings and investments. If interest rates went up they spent more. If interest rates went down they spent less. Over the years they had accumulated various […]
You have received an inheritance, now what?
As a recipient of an inheritance, you are most likely experiencing a loss and some emotional turmoil. It is crucial then, that your first step after receiving an inheritance is… to do nothing. Rather than rushing out and buying a house or a new car – or indeed, any financial decisions – it is […]
Trevor & Sue – The Case of Too Much Investment Risk
Trevor & Sue had recently sold their share of their business having worked hard building it up for over 30 years… Aged 60, they had no children whom to pass on their hard earned wealth. And now, like so many people, Trevor’s primary concern was to try to ensure a high return on his […]
Financial Freedom by 50? Why Not!
Financial freedom and early retirement might seem inconceivable, but it is an achievable goal for many Australians. The key to financial freedom is investing and sticking to a budget. You will consult with a financial planner who will determine the best investment strategies and an achievable savings goal, but reaching that goal depends on your […]
John & Sarah – The Case of ‘Are we there yet?’
John & Sarah were nearly there, or so they thought. Trouble is, they didn’t know where ‘there’ was… It all started late one night when John, a Senior Pilot for a major long-haul airline, flying over the Indian Ocean, suddenly thought to himself “How much longer do I have to do this?” John used […]
The Importance of Financial Wellness
Robert Rich was recently featured by Suzanne Diprose at Performance Advantage to discuss the importance of financial wellness and to share how financial literacy can help you to gain control of your financial future. Watch his interview by clicking on the link below: The team at Endorphin Wealth Management is happy to assist with helping […]
Is How You Manage Your Money Aligned to Your Values?
Have you ever watched a hamster running in a wheel? All that running, all that effort, day after day after day … But the poor little thing never really gets anywhere. Many of us feel the same way about our money. More specifically, people feel that way about the work we do to […]
Turbo-Charging Your Super – How To Grow Your Superannuation Fund
Starting from the 2019-20 financial year you can direct more into your super and tap into a concessional tax rate Your superannuation is your main means of funding a comfortable retirement. So, growing your super should be an important focus in investing for your retirement. The tax benefits you receive when saving via your super […]
Longevity & Retirement
There is a perfect storm developing in retirement: Thousands of Baby Boomers are retiring every week in Australia, and The 100-year life will soon become commonplace. The Long and Short of it Longevity is increasing, and a 65-year-old today is living over 10 years longer than their parents and grandparents did. What this means […]
Congratulations to Robert Rich for Completing his CFP® studies
We are delighted to congratulate our director, Robert Rich for completing his Certified Financial Planner (CFP)® studies over the last 2.5 years. The CFP® signifies the highest designation in financial planning and is coupled with a commitment to the highest ethical standards. The CFP® designation is recognised in over 26 countries around the world […]
